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Soluciones de Microfinanzas, S.A. (Microserfin) is a partner in GP’s Microentrepreneurship Growth Finance (MGF) and Home Improvement Finance (HIF) initiatives. Microserfin is active in regions of Panama that have been traditionally underserved by financial service providers. Microserfin provides tailored loans to all clients, with a subset of clients receiving in depth business and entrepreneurship education each year, with a curriculum certified by the ADEN International Business school. All of their home improvement loans are bundled with a technical assistance (TA) package developed with the IADB and Habitat for Humanity. The TA package includes an evaluation of needs, budgeting, construction advisory services and inspection during and after construction.